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  • Rakuten and Ibotta cashback apps are two more well-liked ways to generate money without investing. Essentially, these apps let users make money on money they were going to spend anyway by giving them cash back on regular purchases made at participating retailers. Last but not least, savings apps such as Acorns and Stash allow users to put spare change from regular purchases into a diverse portfolio in the hopes of eventually seeing a return on their investments. You can start earning money without having to pay anything up front or taking on any financial risk by utilizing these different opportunities.
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