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The goal of these individualized services is to provide members confidence in their financial judgments and peace of mind. Members of Yono VIP receive special discounts and benefits that are intended to give them more value for their devotion and loyalty to the financial institution that sponsors the program. It is anticipated that members will be eligible for exclusive savings on banking goods and services, including lowered transaction costs, favourable interest rates on loans and mortgages, & no-cost banking services. The purpose of these savings is to assist members in making the most of their financial resources and more quickly achieving their objectives. Yono VIP members receive benefits for keeping a specific amount of deposits or investments with the institution, in addition to discounts on banking goods & services.