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This strategy is especially helpful for people who are on a tight budget or are looking for flexible ways to make money. Many now have more opportunities to work from home & make money thanks to the gig economy & remote work trends. There are several ways to make money without having to invest, like doing surveys, cashback programs, and online assignment completion. These options offer a means of making money without requiring the investment of personal funds. The best apps for making money without investing will be discussed in the sections that follow, along with tips for maximizing profits made on these platforms. 1.