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Yono VIP: Enhancing Your Banking Experience In the constantly changing world of online banking, Yono VIP is a unique premium product made to meet the demands of discriminating clients. Developed by the State Bank of India (SBI), Yono, which stands for You Only Need One, is an integrated banking platform that blends banking services with lifestyle products. This idea is expanded upon by the Yono VIP program, which offers its members special benefits and individualized services.