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Finding the best way to spend your newfound wealth comes next after you've successfully claimed your winnings from a Big Win Alert. A common mistake made by many winners is to spend their money carelessly without thinking about the long-term effects. Making a financial plan that specifies how you want to divide your winnings will help you avoid this situation. Efficient Distribution of Winnings. Debt repayment, retirement fund or savings account investments, or even allocating a portion for charitable contributions could all be part of this strategy.