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Users can cash out their earnings via PayPal or gift cards with Ibotta, which also offers a $20 sign-up bonus. 4. Survey JunkieSurvey Junkie is a popular survey platform that offers users the chance to earn money by sharing their opinions on various products & services. The app offers frequent survey opportunities with competitive payouts & an easy-to-use interface. 5. Rakuten: Previously called Ebates, Rakuten is an app that offers cashback to users who shop at thousands of online retailers. Connecting a credit card to the app allows users to receive cashback on in-store purchases.