This jackpot represented new possibilities, such as visiting destinations they had only ever dreamed of, fundteen patti real cash gameing personal interests, or even lending a hand to family members in need. It was more than just money. Beyond simply seeing numbers on a screen, the jackpot prize represented the start of a new chapter in one's life.

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• Disclaimer+
  • There are a ton of ways to make money with just a smartphone in the modern digital world. Applications that make money have grown in popularity because they are easy to use and don't require a large initial investment. These applications provide users with a wide range of jobs and activities to perform in order to get paid. Playing games, watching videos, completing quick tasks, and taking part in surveys are among the options available. Earn money apps target different groups of people: those who want to make money in their free time, parents who want to stay at home and support their family, and students who want to get some extra cash. With the help of these apps, users can easily and adaptably increase their income by engaging in easy smartphone-based tasks.
  • Before joining a referral program, make sure to read the terms of use and rewards program specific to the app you're using. Take into account the following advice to get the most out of your refer and earn apps:1. Using social media sites like Facebook, Instagram, Twitter, & WhatsApp, actively advertise your referral code to attract more users. 2. . Make the most of word-of-mouth advertising by informing your friends and family about the app's features and enticing them to download it with your referral code.
  • Spamming your referral code on social media or messaging apps is a common error that you should avoid. This may irritate your supporters and have unfavorable effects. delivering incentives and value. You might not get new users by just sharing your referral code & not emphasizing the features or advantages of the app.
  • A wide range of industries use this strategy, including finance, ride-hailing, food delivery, and e-commerce. Refer and earn apps have become a successful strategy for businesses looking to draw in new customers and keep hold of their current ones as mobile usage and app market competition continue to rise. This approach's potential for quick user base growth and economical marketing has made it more & more well-liked. By simply sharing your special referral code or link with friends & family, you can earn rewards through refer & earn apps. You will receive a unique referral code after registering for the app, which you can share by email, social media, or messaging services.
  • Refer Friends: A number of play and earn apps come with referral schemes that let you get extra credits for getting friends to download the app. Utilize these initiatives to increase your income. 6. . Keep Up: To make the most of all the earning opportunities, stay informed about any new features or promotions that the app may be offering. You can optimize your play and earn money app experience and raise your chances of winning big prizes by paying attention to these pointers.
  • By putting these suggestions into practice, you can raise your chances of using refer and earn apps to earn more rewards. Achieving the highest possible revenue from refer & earn apps requires you to effectively promote your referral code. Here are a few efficient methods for sharing your referral code:1.
  • Spamming your referral code on social media or messaging apps is a common error that you should avoid. This may irritate your supporters and have unfavorable effects. delivering incentives and value. You might not get new users by just sharing your referral code & not emphasizing the features or advantages of the app.
  • It's critical to explain to others the benefits of signing up with your code. Tell them about the advantages of the app and the incentives they can obtain by using your referral code. Recognizing the Guidelines. It is possible to violate the app's guidelines or limitations by disobeying the referral program's terms and conditions. Make sure you read and comprehend the terms and conditions in order to prevent any problems. Take Action and Apply Pressure.
  • Mistplay, a top gaming app that allows users to earn money for playing mobile games, is made especially for players who want to do just that. Mistplay provides a carefully chosen collection of games & gives players points for their play that can be exchanged for popular stores' gift cards. As users complete more games, the app's leveling system enables them to access more bonuses and benefits. Skillz is a great option for people who want to participate in tournaments and earn cash rewards. Popular mobile games like Solitaire Cube & 21 Blitz are the subject of competitive esports-style tournaments hosted by Skillz, where top players can win cash prizes.
  • Spamming your referral code on social media or messaging apps is a common error that you should avoid. This may irritate your supporters and have unfavorable effects. delivering incentives and value. You might not get new users by just sharing your referral code & not emphasizing the features or advantages of the app.
  • Refer and earn applications take advantage of word-of-mouth advertising by offering incentives to users who share the app with their social networks. App developers and users alike gain from the refer and earn model. While developers see an increase in user engagement & acquisition, users are compensated for recommending the app.
  • Swiggy: When a new user signs up with a referral code, the food delivery app offers discounts on orders for both the referrer and the new user. 5. . Robinhood: Upon the new user's registration and first investment through a referral link, the investing app grants free stocks to both the referrer & the new user. These are just a handful of the well-liked refer-and-earn apps for 2021.
• About Us+
  • You'll gain important knowledge about the app's dependability, usability, and overall earning potential as a result. It's also critical to consider the app's security protocols and data privacy guidelines when selecting an earn money app without investing any money. To safeguard your payment information and personal information, make sure the app has strong security measures in place. Seek applications with explicit privacy policies & those that are open about how they handle data.
  • It's critical to explain to others the benefits of signing up with your code. Tell them about the advantages of the app and the incentives they can obtain by using your referral code. Recognizing the Guidelines. It is possible to violate the app's guidelines or limitations by disobeying the referral program's terms and conditions. Make sure you read and comprehend the terms and conditions in order to prevent any problems. Take Action and Apply Pressure.
  • Rewards will be awarded to both you and the new user who signs up for the app using your referral code. Depending on the app & the current promotion, the prizes may differ, but they frequently consist of gift cards, cash bonuses, purchase discounts, and other incentives. Promoting your referral code to as many people as you can is crucial to maximizing your earnings from refer and earn apps. To reach a larger audience, make use of your social network, which includes Facebook, Instagram, Twitter, and WhatsApp. Also, you can spread the word about the app and its advantages to your friends and family, which will help you promote your referral code.
  • Make Engaging Content: Take into consideration making informative graphics, blog entries, or videos about the app and its advantages. To draw in possible new users, include your link or referral code in the content. 5. In-Person Promotion: If it's appropriate, talk to people about the app & its rewards program while promoting your referral code. Social gatherings, networking events, and other appropriate occasions can be used for this. You can make your referral code more visible & encourage more people to sign up with it by employing these powerful promotion techniques. Steer Clear of Annoyance.
  • Also, instead of sending your referral code or link to everyone at once, think about contacting friends and family one-on-one. Sending them personalized messages that emphasize the reasons you believe they would benefit from the app can be more successful in getting them to download it. Also, explain the referral procedure & its benefits to them in a straightforward manner. Inform your friends and family that they can participate in the app's incentives and rewards by using your code or referral link to sign up.
  • Social Media: Use well-known social media sites like WhatsApp, Facebook, Instagram, Twitter, and Facebook to let your followers know about your referral code. You can write interesting articles or narratives emphasizing the advantages of the app and persuading people to download it by using your referral code. 2. Personal Messaging: Tell your friends & family about the app and urge them to sign up using your referral code by getting in touch with them directly via email or personal messaging apps. 3. Online Communities: Participate in forums, online communities, or groups that are relevant to the app's niche and distribute your referral code to users who might be considering downloading the app. 4. .
  • Best Refer and Earn App: Earn Rewards for Referring Friends
  • Refer and earn applications take advantage of word-of-mouth advertising by offering incentives to users who share the app with their social networks. App developers and users alike gain from the refer and earn model. While developers see an increase in user engagement & acquisition, users are compensated for recommending the app.
  • Refer and earn apps are a popular and economical way for businesses and startups to get new users and customers. By receiving incentives for recommending these apps to their friends and family, users can gain from them. Refer & earn apps are utilized by a broad spectrum of businesses, such as financial services, ride-sharing applications, food delivery services, and e-commerce platforms. These apps are usually easy to use and give users a simple way to recommend contacts. Refer and earn is a strategy for acquiring new customers that works on the premise that people are more likely to believe recommendations from friends and family. Businesses and users benefit from this strategy in equal measure since it allows companies to reach new clients at a reduced cost & gives users incentives to share apps they value.
  • Rewards will be awarded to both you and the new user who signs up for the app using your referral code. Depending on the app & the current promotion, the prizes may differ, but they frequently consist of gift cards, cash bonuses, purchase discounts, and other incentives. Promoting your referral code to as many people as you can is crucial to maximizing your earnings from refer and earn apps. To reach a larger audience, make use of your social network, which includes Facebook, Instagram, Twitter, and WhatsApp. Also, you can spread the word about the app and its advantages to your friends and family, which will help you promote your referral code.
  • The following are a few of the top refer and earn apps for 2021:1. Uber: When a new user signs up with a referral code, the ride-hailing app offers referral bonuses to both the referrer & the new user. 2. . Airbnb: When a new user books their first reservation through a referral link, the hotel booking website credits both the referrer and the new user. Three. Cash App: For referring friends who register and send money through the peer-to-peer payment app, you can earn cash rewards. 4.
  • Three. Use any exclusive deals or bonuses that the app may be offering in exchange for hitting particular goals or referring a predetermined number of friends within a predetermined amount of time. 4. Participate in online groups and forums relevant to the app's niche to spread the word about your referral code to people who share your interests and might be considering downloading it. 5. . Think about writing informative blog entries or videos about the advantages of the app, along with your referral code or link, to pique viewers' interest.
• About Us+
  • There are a ton of ways to make money with just a smartphone in the modern digital world. Applications that make money have grown in popularity because they are easy to use and don't require a large initial investment. These applications provide users with a wide range of jobs and activities to perform in order to get paid. Playing games, watching videos, completing quick tasks, and taking part in surveys are among the options available. Earn money apps target different groups of people: those who want to make money in their free time, parents who want to stay at home and support their family, and students who want to get some extra cash. With the help of these apps, users can easily and adaptably increase their income by engaging in easy smartphone-based tasks.
  • Spamming your referral code on social media or messaging apps is a common error that you should avoid. This may irritate your supporters and have unfavorable effects. delivering incentives and value. You might not get new users by just sharing your referral code & not emphasizing the features or advantages of the app.
  • By putting these suggestions into practice, you can raise your chances of using refer and earn apps to earn more rewards. Achieving the highest possible revenue from refer & earn apps requires you to effectively promote your referral code. Here are a few efficient methods for sharing your referral code:1.
  • Spamming your referral code on social media or messaging apps is a common error that you should avoid. This may irritate your supporters and have unfavorable effects. delivering incentives and value. You might not get new users by just sharing your referral code & not emphasizing the features or advantages of the app.
  • There are also cash-prize tournaments on some apps. The popularity of cash-earning gaming apps has been attributed to the growth of mobile gaming and the rising demand for online income opportunities. The selection criteria, reviews of the best-performing apps, methods for optimizing profits, and a breakdown of the benefits and drawbacks of these apps will all be covered in this article. It will also go over safety and security issues and look at the potential of gaming apps that make money in the future. It can be difficult to select the best gaming app for you when there are so many of them on the market that offer cash rewards. There are a number of things to take into account when choosing a gaming app to make money.
  • Make Engaging Content: Take into consideration making informative graphics, blog entries, or videos about the app and its advantages. To draw in possible new users, include your link or referral code in the content. 5. In-Person Promotion: If it's appropriate, talk to people about the app & its rewards program while promoting your referral code. Social gatherings, networking events, and other appropriate occasions can be used for this. You can make your referral code more visible & encourage more people to sign up with it by employing these powerful promotion techniques. Steer Clear of Annoyance.
  • Spamming your referral code on social media or messaging apps is a common error that you should avoid. This may irritate your supporters and have unfavorable effects. delivering incentives and value. You might not get new users by just sharing your referral code & not emphasizing the features or advantages of the app.
  • By putting these suggestions into practice, you can raise your chances of using refer and earn apps to earn more rewards. Achieving the highest possible revenue from refer & earn apps requires you to effectively promote your referral code. Here are a few efficient methods for sharing your referral code:1.
  • Steer clear of spamming people with your referral code or link before determining whether or not they would be interested in the app. Rather, spend some time describing your enjoyment of the app and its advantages. Individual recommendations are frequently taken more seriously than general referrals.
  • The following are a few of the top refer and earn apps for 2021:1. Uber: When a new user signs up with a referral code, the ride-hailing app offers referral bonuses to both the referrer & the new user. 2. . Airbnb: When a new user books their first reservation through a referral link, the hotel booking website credits both the referrer and the new user. Three. Cash App: For referring friends who register and send money through the peer-to-peer payment app, you can earn cash rewards. 4.
  • Spamming your referral code on social media or messaging apps is a common error that you should avoid. This may irritate your supporters and have unfavorable effects. delivering incentives and value. You might not get new users by just sharing your referral code & not emphasizing the features or advantages of the app.
  • Rewards will be awarded to both you and the new user who signs up for the app using your referral code. Depending on the app & the current promotion, the prizes may differ, but they frequently consist of gift cards, cash bonuses, purchase discounts, and other incentives. Promoting your referral code to as many people as you can is crucial to maximizing your earnings from refer and earn apps. To reach a larger audience, make use of your social network, which includes Facebook, Instagram, Twitter, and WhatsApp. Also, you can spread the word about the app and its advantages to your friends and family, which will help you promote your referral code.
• Privacy Policy+
  • We might witness a rise in competition among earn money apps as more people look to the internet as a reliable source of income, which would result in better incentives & increase user earning potential. To sum up, online earn money apps offer users a flexible and easy way to earn extra money while they're at home or on the go. You can increase your income and take advantage of these opportunities by selecting the best app for your unique objectives and preferences, optimizing your earnings with smart advice, & avoiding common blunders.
  • Certain refer-and-earn applications Also provide extra incentives upon accomplishing particular benchmarks, like referring a particular quantity of friends within a designated period of time. Your chances of receiving additional rewards can be increased by actively spreading the word about your referral code and enticing others to sign up. The market is filled with refer and earn applications, all of which provide various incentives and rewards for referring friends.
  • By putting these suggestions into practice, you can raise your chances of using refer and earn apps to earn more rewards. Achieving the highest possible revenue from refer & earn apps requires you to effectively promote your referral code. Here are a few efficient methods for sharing your referral code:1.
  • The following are a few of the top refer and earn apps for 2021:1. Uber: When a new user signs up with a referral code, the ride-hailing app offers referral bonuses to both the referrer & the new user. 2. . Airbnb: When a new user books their first reservation through a referral link, the hotel booking website credits both the referrer and the new user. Three. Cash App: For referring friends who register and send money through the peer-to-peer payment app, you can earn cash rewards. 4.
  • Think about the app's responsiveness and customer service as well. A reputable earn money app should have a quick-response customer service team that can handle any problems or queries. You can select the best earn money app without investing money by taking these factors into account, making sure it offers a safe & secure earning experience while also matching your earning goals. 1.
  • Social Media: Use well-known social media sites like WhatsApp, Facebook, Instagram, Twitter, and Facebook to let your followers know about your referral code. You can write interesting articles or narratives emphasizing the advantages of the app and persuading people to download it by using your referral code. 2. Personal Messaging: Tell your friends & family about the app and urge them to sign up using your referral code by getting in touch with them directly via email or personal messaging apps. 3. Online Communities: Participate in forums, online communities, or groups that are relevant to the app's niche and distribute your referral code to users who might be considering downloading the app. 4. .
  • Rewards will be awarded to both you and the new user who signs up for the app using your referral code. Depending on the app & the current promotion, the prizes may differ, but they frequently consist of gift cards, cash bonuses, purchase discounts, and other incentives. Promoting your referral code to as many people as you can is crucial to maximizing your earnings from refer and earn apps. To reach a larger audience, make use of your social network, which includes Facebook, Instagram, Twitter, and WhatsApp. Also, you can spread the word about the app and its advantages to your friends and family, which will help you promote your referral code.
  • By putting these suggestions into practice, you can raise your chances of using refer and earn apps to earn more rewards. Achieving the highest possible revenue from refer & earn apps requires you to effectively promote your referral code. Here are a few efficient methods for sharing your referral code:1.
  • You may get rewards by increasing the possibility that the appropriate people will download and use the app by targeting the appropriate audience. Using social media sites to expand your audience is another tactic. Reaching friends, family, and acquaintances who might not be in your direct contact list is possible by sharing your referral link or code on social media sites like Facebook, Twitter, Instagram, or LinkedIn.
  • Refer and earn applications take advantage of word-of-mouth advertising by offering incentives to users who share the app with their social networks. App developers and users alike gain from the refer and earn model. While developers see an increase in user engagement & acquisition, users are compensated for recommending the app.
  • Social Media: Use well-known social media sites like WhatsApp, Facebook, Instagram, Twitter, and Facebook to let your followers know about your referral code. You can write interesting articles or narratives emphasizing the advantages of the app and persuading people to download it by using your referral code. 2. Personal Messaging: Tell your friends & family about the app and urge them to sign up using your referral code by getting in touch with them directly via email or personal messaging apps. 3. Online Communities: Participate in forums, online communities, or groups that are relevant to the app's niche and distribute your referral code to users who might be considering downloading the app. 4. .
  • Certain refer-and-earn applications Also provide extra incentives upon accomplishing particular benchmarks, like referring a particular quantity of friends within a designated period of time. Your chances of receiving additional rewards can be increased by actively spreading the word about your referral code and enticing others to sign up. The market is filled with refer and earn applications, all of which provide various incentives and rewards for referring friends.
• Privacy Policy+
  • You can boost your overall app earnings by being aware of these opportunities and seizing them. Also, when using gaming apps to make money, it's critical to maintain consistency and dedication. The more time and effort you invest in using these apps to play games and complete tasks, the more money you could potentially win—just like with any other endeavor. You can gradually raise your earnings over time by allocating a specific period of time each day to use these apps for gaming and task completion.
  • The following are a few of the top refer and earn apps for 2021:1. Uber: When a new user signs up with a referral code, the ride-hailing app offers referral bonuses to both the referrer & the new user. 2. . Airbnb: When a new user books their first reservation through a referral link, the hotel booking website credits both the referrer and the new user. Three. Cash App: For referring friends who register and send money through the peer-to-peer payment app, you can earn cash rewards. 4.
  • Three. Use any exclusive deals or bonuses that the app may be offering in exchange for hitting particular goals or referring a predetermined number of friends within a predetermined amount of time. 4. Participate in online groups and forums relevant to the app's niche to spread the word about your referral code to people who share your interests and might be considering downloading it. 5. . Think about writing informative blog entries or videos about the advantages of the app, along with your referral code or link, to pique viewers' interest.
  • Rewards will be awarded to both you and the new user who signs up for the app using your referral code. Depending on the app & the current promotion, the prizes may differ, but they frequently consist of gift cards, cash bonuses, purchase discounts, and other incentives. Promoting your referral code to as many people as you can is crucial to maximizing your earnings from refer and earn apps. To reach a larger audience, make use of your social network, which includes Facebook, Instagram, Twitter, and WhatsApp. Also, you can spread the word about the app and its advantages to your friends and family, which will help you promote your referral code.
  • The ability to combine entertainment with financial incentives is what makes play-to-earn apps so appealing. Through the integration of gaming experiences with earning potential, these applications offer a distinctive and pleasurable way for users to make money. Also, play-to-earn applications are available to a wide variety of users, from casual gamers to serious players, due to their low entry barriers. Play-to-earn app users must comprehend how these apps work, how to maximize earnings, and the risks and benefits that come with them as the market for these apps grows.
  • It's critical to explain to others the benefits of signing up with your code. Tell them about the advantages of the app and the incentives they can obtain by using your referral code. Recognizing the Guidelines. It is possible to violate the app's guidelines or limitations by disobeying the referral program's terms and conditions. Make sure you read and comprehend the terms and conditions in order to prevent any problems. Take Action and Apply Pressure.
  • Swiggy: When a new user signs up with a referral code, the food delivery app offers discounts on orders for both the referrer and the new user. 5. . Robinhood: Upon the new user's registration and first investment through a referral link, the investing app grants free stocks to both the referrer & the new user. These are just a handful of the well-liked refer-and-earn apps for 2021.
  • Certain refer-and-earn applications Also provide extra incentives upon accomplishing particular benchmarks, like referring a particular quantity of friends within a designated period of time. Your chances of receiving additional rewards can be increased by actively spreading the word about your referral code and enticing others to sign up. The market is filled with refer and earn applications, all of which provide various incentives and rewards for referring friends.
  • Refer and earn apps are a popular and economical way for businesses and startups to get new users and customers. By receiving incentives for recommending these apps to their friends and family, users can gain from them. Refer & earn apps are utilized by a broad spectrum of businesses, such as financial services, ride-sharing applications, food delivery services, and e-commerce platforms. These apps are usually easy to use and give users a simple way to recommend contacts. Refer and earn is a strategy for acquiring new customers that works on the premise that people are more likely to believe recommendations from friends and family. Businesses and users benefit from this strategy in equal measure since it allows companies to reach new clients at a reduced cost & gives users incentives to share apps they value.
  • The following are a few of the top refer and earn apps for 2021:1. Uber: When a new user signs up with a referral code, the ride-hailing app offers referral bonuses to both the referrer & the new user. 2. . Airbnb: When a new user books their first reservation through a referral link, the hotel booking website credits both the referrer and the new user. Three. Cash App: For referring friends who register and send money through the peer-to-peer payment app, you can earn cash rewards. 4.
  • Refer and earn applications take advantage of word-of-mouth advertising by offering incentives to users who share the app with their social networks. App developers and users alike gain from the refer and earn model. While developers see an increase in user engagement & acquisition, users are compensated for recommending the app.
  • Refer and earn applications take advantage of word-of-mouth advertising by offering incentives to users who share the app with their social networks. App developers and users alike gain from the refer and earn model. While developers see an increase in user engagement & acquisition, users are compensated for recommending the app.
• Disclaimer+
  • It can be overwhelming to choose from so many options, so it's important to do your homework and find the app that best fits your needs and goals. This post will offer advice on how to choose the best online earn money app and provide you a carefully curated list of the best options. Pick an app based on what interests you.
  • The following are a few of the top refer and earn apps for 2021:1. Uber: When a new user signs up with a referral code, the ride-hailing app offers referral bonuses to both the referrer & the new user. 2. . Airbnb: When a new user books their first reservation through a referral link, the hotel booking website credits both the referrer and the new user. Three. Cash App: For referring friends who register and send money through the peer-to-peer payment app, you can earn cash rewards. 4.
  • Reminding prospective new users about the app and urging them to sign up with your code is crucial after sharing your referral code. Also, you may not reach as many people with your referral code if you don't take advantage of your own personal network of friends, family, and acquaintances. You can increase your chances of successfully obtaining rewards through refer and earn apps by avoiding these typical blunders. Refer & earn apps appear to have a bright future as long as businesses keep spending money on strategies for acquiring and keeping users. Refer & earn initiatives will probably grow more inventive and advantageous for both referrers and new users as the app market becomes more competitive.
  • Swiggy: When a new user signs up with a referral code, the food delivery app offers discounts on orders for both the referrer and the new user. 5. . Robinhood: Upon the new user's registration and first investment through a referral link, the investing app grants free stocks to both the referrer & the new user. These are just a handful of the well-liked refer-and-earn apps for 2021.
  • To gradually raise your earnings over time, set aside a specific amount of time every day or every week to finish tasks or activities on the app. 2. Benefit from bonuses and promotions – A lot of make money apps provide bonuses or promotions in exchange for finishing particular tasks or hitting predetermined goals. To increase your earnings, keep an eye out for these opportunities and seize them. 3. . Refer friends: A few make money applications provide referral bonuses to users who invite their friends to sign up for the app. Profit from this by encouraging friends & family to sign up using your referral link. You will receive extra money for each person who does so.
  • Best Refer and Earn App: Earn Rewards for Referring Friends
  • Best Refer and Earn App: Earn Rewards for Referring Friends
  • Refer and earn applications take advantage of word-of-mouth advertising by offering incentives to users who share the app with their social networks. App developers and users alike gain from the refer and earn model. While developers see an increase in user engagement & acquisition, users are compensated for recommending the app.
  • Also, Swagbucks provides new users with a $10 sign-up bonus, making it a desirable choice for people who want to start making money right away. Another well-liked play & earn app that caters to gamers is called Mistplay. Users can play a variety of mobile games on the app to earn points, which can then be redeemed for gift cards or other incentives. Also, Mistplay offers tailored game recommendations based on each user's preferences, which makes it simple to find new games and get rewards. With InboxDollars, you can earn money by playing games, completing surveys, reading emails, and more.
  • Certain refer-and-earn applications Also provide extra incentives upon accomplishing particular benchmarks, like referring a particular quantity of friends within a designated period of time. Your chances of receiving additional rewards can be increased by actively spreading the word about your referral code and enticing others to sign up. The market is filled with refer and earn applications, all of which provide various incentives and rewards for referring friends.
  • By putting these suggestions into practice, you can raise your chances of using refer and earn apps to earn more rewards. Achieving the highest possible revenue from refer & earn apps requires you to effectively promote your referral code. Here are a few efficient methods for sharing your referral code:1.
  • The following are a few of the top refer and earn apps for 2021:1. Uber: When a new user signs up with a referral code, the ride-hailing app offers referral bonuses to both the referrer & the new user. 2. . Airbnb: When a new user books their first reservation through a referral link, the hotel booking website credits both the referrer and the new user. Three. Cash App: For referring friends who register and send money through the peer-to-peer payment app, you can earn cash rewards. 4.