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Groww App is suited for both novice & seasoned investors due to its user-friendly interface & variety of investment options. Any user of the Groww App is eligible to participate in the referral program, regardless of account balance or prior investment experience. Users can engage in the Refer and Earn program in order to:. 1. Reward yourself for successful referrals. 2. Assist friends & family in learning about a fresh investing platform. 3. possibly boost their personal income via the app.